TCF Logo
TOP CHOICE
FINANCIAL INC.
Modern home at dusk

The Right Mortgage.
The Right Strategy.
Every Step of the Way.

From your first home to your next commercial investment, Top Choice Financial delivers personalized mortgage solutions with speed, transparency, and expert guidance.

Close in as little as 20 Days
Mon-Fri 10:00am - 8:00pm · Sat 11:00am - 4:00pm
Residential & Commercial Lending
Investment & Commercial Lending Nationwide

More Than Mortgage
Professionals. We're Advisors.

Buying a home or growing your portfolio is one of life's biggest financial decisions. We believe your mortgage should be just as personal as the goals behind it.

At Top Choice Financial, we take the time to understand your situation, create a custom plan, and guide you from start to finish with honesty, expertise, and care.

  • Honest Advice
  • Responsive Communication
  • Competitive Rates
  • Long-Term Relationships
  • Local Expertise
Family receiving home keys

Loan Programs

Solutions for every need. From your first home to your next big investment.

Residential Lending

Residential Lending

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans
  • Investment Properties
  • Construction Loans
Commercial Lending

Commercial Lending

  • Multifamily
  • Mixed-Use
  • Retail
  • Office Buildings
  • Warehouses
  • Apartment Complexes
  • Bridge Loans

Our Simple 4-Step Process

1

Apply

Submit a quick and easy application online or over the phone.

2

Get Pre-Approved

We review your information and determine how much you can borrow.

3

Find Your Property

Shop with confidence knowing your financing is in place.

4

Close With Confidence

We guide you through closing and hand you the keys.

20Days
Average Fast Closing
15+Years
Combined Experience
6Days
We're Here for You
100%Focused
On Your Goals

What Our Clients Say

"Top Choice Financial exceeded every expectation. We closed in under three weeks and communication was phenomenal every step of the way."

Jessica R.
Danbury, CT

"They explained everything clearly and made us feel comfortable from beginning to end. Highly recommend this team!"

Mike T.
Brookfield, CT

"Our commercial refinance couldn't have gone smoother. Great rates and even better service."

David L.
Stamford, CT

"As first-time homebuyers, we had a lot of questions. They were patient, professional, and truly cared."

Sarah & Tom K.
Newtown, CT

Mortgage Calculator

Estimated Monthly Payment

$2,854
Principal & Interest
$2,047
Property Taxes
$522
Home Insurance
$146
Mortgage Insurance (PMI)
$139
HOA / Condo Fees
$0
Loan Amount
$332,500
Down Payment
$17,500
Estimated Closing Costs
$10,500
Estimated Cash to Close$28,000

Estimates only. Connecticut taxes vary by town mill rate; final figures come with your pre-approval.

Helpful Resources

Couple reviewing resources

Ready to Take the Next Step?

Let's build the right financing strategy together.

203-927-5564